Njaanuary is the hardest month of the year. We think its only for grown ups who have kids. But think about it… Parents are broke so that translates to you.

There is no easy way around this month. You need to cut on spending. Shift from meat everyday to healthy greens. It actually has a plus side to it! If you can carry lunch from home, the better.

You can also buy things in bulk and take advantage of the offers. ‘Buy 1 get something free’ should be your new best friend. This can save you a lot of money.

READ ALSO: WHAAAT!!! DRAKE CARESS AND KISS AN UNDERAGE ON STAGE!

Change those friends who always call you out for drinks. Njaanuary will force you to quit alcohol involuntarily. Don’t spend money that you don’t have.

Suspend dating until February. Dating can be expensive. Put your love life on hold and just focus on trying to survive this month. This will cut costs on dates and gifts. Njaanuary is already hard, don’t make it harder for yourself.

Most importantly, keep a positive mind. It may seem hard but it makes a lot of difference. I wish you all the best in this Njaanuary!